Description from extension meta
Show hidden assumable loan savings from Redfin, Zillow, Realtor and your other favorite real estate search portals.
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Description from store
Don't get a new loan. Assume a better one.
In a world of high interest rates, save hundreds of dollars a month, and get more home for your money by taking over someone elseโs 4%, 3%, or even 2.5% mortgage. Assumable loans (the kind you can take over) are out there, and RetroRate helps you find these hidden gems right from your favorite real estate portals.
๐ต Find great home deals on your favorite sites - we currently support Redfin, Zillow, and Realtor.com, with more coming soon.
๐ Our proprietary RetroMatchโข๏ธ loan scoring gives you an at-a-glance view of how good a loan the home has.
๐๏ธ Once you find the home of your dreams, our dedicated Concierge Team works with your agent to handle the transaction, keeping you in the loop every step of the way.
๐RetroRate is currently available in ten states: AZ, CA, CO, FL, GA, ID, LA, NC, OR, and TX, with more coming soon!
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And now for the fine print (we know, we know)
By using RetroRate VHS, you agree with our Terms of Use and Privacy Policy.
https://www.retrorate.com/about/terms-of-use/
https://www.retrorate.com/about/privacy-policy/
A Note about displayed rates: We typically use ~7% as the prevailing โprimeโ rate in our calculations, but that fluctuates multiple times a day. Sample assumable calculations shown on RetroRate are created using interest rates that reflect loans originated from several years ago. Estimated monthly payments only indicate P&I and do not include taxes & insurance which will make them higher.
A Note about RetroRate Concierge: RetroRate Concierge works with buyers, sellers, and their agents to provide as smooth and seamless an assumption experience as possible. RetroRate does not originate loans, determine or extend credit, or engage in lending or brokering of home loans. The original lender or servicer who holds the mortgage being assumed handles qualification and approvals of new buyers, usually by working with the VA and FHA. The original lender or servicer makes the final decision to extend credit.
RetroRate is a licensed real estate brokerage in the State of Colorado. License #EC.100109448
Latest reviews
- (2025-07-23) Rohit Talwalkar: Works really well and seamlessly fits into my current search habits, it just popups up when the listing qualifies. Also really great interface, it's compact and shows all the information I would need to think about the load. Not often that something gives you a whole new way to think about your purchase, especially in the expensive Bay Area housing market. Love what these folks are doing!
- (2025-07-22) John Hughes: This is incredible! In CA the loan savings are almost a million on a starter home.
- (2025-07-22) Bo: This is a really cool tool. It makes finding low rates super easy. I was surprised by how many assumable loans were in my area. With rates around 3% popping up everywhere, Iโm actually excited again about buying my first home!
- (2025-07-22) G: This extension is crazy. It automatically highlights assumable listings as you browse major real estate websites. No extra work needed. Super helpful and just works in the background.
- (2025-07-22) Andy Taylor: It's nearly impossible to find assumable loan information online and excited to have this as a tool in my homebuying arsenal.