Affirm: Buy Now, Pay Later
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Pay at your own pace with Affirm's browser extension.
Discover exclusive offers and flexible payment options at your favorite online stores with no fees, ever.
Pay with Affirm anywhere
• Shop millions of stores and pay with Affirm, right from your browser
See your purchasing power
• Discover how much you can spend with Affirm at every store you visit
Access exclusive offers
• Find 0% APR options or longer plans with no late fees—ever
How to shop with the extension:
• Browse your favorite online stores, fill your cart, and head to checkout
• Request a payment plan that works for you, right from the extension
• If approved, we’ll issue you a virtual card to pay for your purchase
Download the free Affirm Google Chrome browser extension today
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Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. Payment options through Affirm are provided by these lending partners (https://www.affirm.com/lenders). Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve (learn more at https://www.fdic.gov/resources/deposit-insurance). The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.
When you browse the internet with the Affirm's browser extension enabled, we’ll receive the domain of the websites that you visit. To the extent this is personal information, it will be handled in compliance with the terms of Affirm's Privacy Notice (https://www.affirm.com/privacy).
Latest reviews
- Carol B
- I've been using Affirm for a couple of years now. And I absolutely love it. I have never had any issues whatsoever. Matter of fact, I've screwed up a few times not understanding it all 🤣😂 And even those issues where handle without a hiccup. I'd recommend this to anyone! Just don't go crazy with it. Learn what you are doing completely first. Just ask for help if you're not sure. EZ. Best of the best to you.
- Osvaldo Luna
- The site is very mis-leading .I had a purchasing power of 3250.00 i went to purchase and the amount was reduced to 250.00 with out notice.
- karen
- I love affirm best way to shop but I haven't been able to use them cause there were times I didn't have the funds to pay my bill but hopefully they will let me use them again
- Janet Weeston
- I wouldn't use this company, anymore than I would want to get a punch in the face. If your smart RUN as fast as you can.
- Diane Harris
- Affirm has been a lifesaver more than once!!!! I can get what I need and not break the bank, but at the same, I have to reign in how much I buy online.....my home has only so much room in it. I do wish the site had a way to let us sort our active accounts, like newest to oldest, or balance largest to least, or number of payments left most to least. Just a thought.
- Tania Kemp-Covington
- I enjoy using Affirm, even though I have had items that needed a credit and I did not know, they always send the alert to my email and text to check my account. I am pleased with what I have experienced and will keep using them, I know for a minute I did expedia twice and the issue was on expedia side but Affirm easily confirmed the cancellation of the package, and did not charge me anything. Very pleased about that, since the expedia email was showing an actual trip, that was not valid. So, while many places use Affirm, I will double if not triple check especially for the ones that have traveling attached to them as those are the ones you do not want "planned" and find out that they are not. It does me well to work that way so I am not embarrassed but Affirm has been an amazing help in getting my family and I on the road, in the air, and in the airbnb's of our choice and at the lowest cost possible. I will keep using them as needed for future things and events, this has been nothing but a great help to me over the last 5-6 years!!
- Adrianne Kelly
- I like affirm. What do you do when you pay into and you do not receive your merchandise?
- Laura Lee
- This is a ridiculous nightmare of an app. I do not recommend Affirm unless you need another headache in your life or you want to take your stress to a whole other level. It ruins the online shopping experience. One star because I had to.
- Lester Washington
- I don't see my other two refunds-like you showed the O'reileys one was $58 and 27 dollars
- Robert Salido
- I really like Affirm! Easy, not hard to follow or pay on the monthly installments, affordable and makes it easy to purchase items. I Would like the Website to be a tad easier to navigate, but nothing perfect. That said, Affirm gets 5 stars from me! Been using it for over 5 years. Better than a credit card and easier than a bank.
- Sharon Glover
- Excellent service for our family.
- Helen Struble
- Terrible web site.. I want to print current statement,, I can get balance owed but not a statement,, Do not like credit card. To difficult to use..
- Antonio Celio
- so far Affirm it work amazing for me.
- B Baty
- after I figured the process its been a good way to shop for me
- Dr Austin Vernon Sr.
- How can I get a Physical card?
- John Allen
- hard to make purchases,had to walk away
- Rick Leffler
- trying to buy something from Walmart. pops up asks if I want affirm . Go thru all and get to the end. no go. tried 3 times had to get confirm code and too much bull****
- ANGELO FERRARO
- Made several purchases using Affirm and paid all as agreed. That means nothing with Affirm. There are several other competitors.
- Diliara Jimenez
- Great and professional services
- Julie Grooms
- I am always blowen away, Fast curtious servise.
- Micah Hamlett
- easy and user friendly
- Shannon Skelton
- makes shopping fun
- ALEXANDRO AMAYA
- I HAVE TRIED TO ACTIVATE AFFIRM CARD NO ONE SEEMS TO WANT TO HELP ME. I HAVE TRIED TO ACTIVATE USING THE GUIDE BUT HAVE NOT BEEN ABLE TO GET IT ACTIVATED. IS ANYONE GOING TO HELP ME?
- Juli-Ann Gaerisch
- I cannot get thru to replace my phone....give me a phone number to call, please. Your website keeps coming up not private and Chrome blocks it...I purchased a Samsung Galaxy 14 5G..having issues, Asked Assurance Wireless to help they directed me back to you. I do not like being a ping pong ball...and will stop payment if no assistance is forthcoming!
- Joanne Adamson
- I will honestly tell you all from all my experience with Affirm.... This is truthful, honesty and from my heart... I was skeptical at first due to all out there... . Honestly , from every representive I discussed with anything and never no problems, with affirm.. All are kind and very informative and very honest , if you pay your bill i do and often pay much more than payment......When i was new... i ordered from same store .. but 3 different orders... I made the mistake... I owned it , it was me.. payments were low so i would pay off one and put more on another.... Now when i shop and been with them for a while My fianances after working all my life, retired...how they divide our checks as we know...This was perfect for me and so many others I know... I set up auto payment but call if want to pay more... i have paid off with affirm about 9 large orders..and needs I needed for long while.. The hundreds of stores they offer and stores accept affirm card online... I do all online so i cannot give info about in store....I learned also and his for you all if your going to make a large order do all in one order and will be one payment.... dont make mistake i did.... when i was new... Credit was very easy, right away... The stores they have to choose from are so many and some are so inexpensive not in our area no stores like what they offer... I wish I knew of them years ago.... So fair also..... They put your credit up when you honor... your payment agreements... You have my permission to let affirm know i referred you i dont get nothing ....but all need to know especially during this economy and tough times for so many.... ty and all know have a great sunday ... and check it all out on line..Joanne Marie...
- Barbara Weaver
- seeing accounts open or active balances is frustrating!
- C NEAL
- Love the ability to pay over time on so many items I now own, that came through this valuable service. I recommend Affirm to anybody and everybody who needs immediate purchases without the hassle of unnecessary delays. Thumbs up!
- joe zimmerman
- I definitely love the option to borrow. I guess I didn't realize that I was already using them from my phone. So when it came up on my phone and said you have 800 buying power I was like WHAT!!! So I had a Christmas this year. Thanks Affirm. Now I'll pay it right back and do it again if I need. GTK Good To Know...
- Rich Allcorn
- Affirm was great when I wanted to "try them out" and bought a bunch of stuff. They financed it. I lost my job shortly afterwards, and I struggled but made the payments less than 30days from the due date. Nevertheless, when I got the chance to pay it all off, I paid it all off at once, thinking that would be a "good thing". Then, when I tried to buy a ham radio, ($1,400) they turned me down. They didn't know I had over $700 saved already, and had another $600 coming in shortly ... but there was no consideration ... just a cold, "Nope". I am removing them from my CHROME, and will not use them again. It's funny ... I "paid" the bill ... maybe not in a timely manner after I lost my job, but I still paid the bill and within 30 days of the due date! Once I caught up, I paid a month in advance so I'd always be "on-time". Then when extra money came in, I totally wiped out the bill, paying off everything! NOW, I have a plan, have money set aside, and have it all figured out. But were they there for me? No. So, bon voyage Affirm.
- james schaller
- They suddenly do not work with my bank or credit card. The issue over and over is Affirm. Then you get credit threats from them in 24-48 hours.
- CMH hawley
- I have found that Affirm is of no value to consumers in disputes, and the retailer is well aware of this. Even though Affirm is the creditor and/or charge card, anything you place in dispute is a waste of your time and energy, as it is not for the consumer. So, the lesson learned is to try your best not to use Affirm if you do not have to.
- Zyna Caron
- I love shopping and having chooses and can get for all season, and shopping with Affirm is reasonable for my pocket.
- Michelle Hastey
- I Love the fact I have choices to buy this beautiful Jewelry! I am so happy shopping with J.A!
- Christina Price
- Affirm really is Awesome !!! Think about the purchasing power they give you and reasonable payment options. Great for any purchase, I purchased a couch from Wayfair and my payments were less than $40 for a year. Truly the best way to shop, online or in the store. Way to go !!!!!!
- Beri
- I absolutely love Affirms virtual payment plans. They have been a blessing in my life.
- Aaron McBride
- Terrible app, terrible company. Got approved with a preset line of credit which they never let me use. Deleted the account and won't waste my time. Seems like they are just looking for personal info. Highly recommend not using. If I could give zero stars I would. This is with a nearly perfect credit score.
- Connor Strzelewicz
- Fantastic BNPL service and extension.
- Lilly Cooksey
- I LOVE AFFIRM, THE EMAIL YOU SENT ME SAYS THAT I HAVE UP TO $310 TO SPENS AT WALMART. BUT WHEN I TRIED TO PURCHASE MY CHRISTMAS GIFT SHOPPING I COULD NOT GET IT TO GO THROUGH. I KNOW I SCREWED UP LAST YEAR, BUT MY UTILITY BILL WAS ALMOST $400 AND YOU WON'T ALLOW ME TO PAY WITH A CREDIT CARD TO PAY. I HAVE IT FIGURED OUT THIS TIME. PLEASE ALLOW MY MORE CREDIT TO SHOP WOTH. I WILL TAKE THE 12 MONTH PLAN AND HAVE NO ISSUES PAYING.
- Dan Grogan
- This programliv is AWEFUL. My loans were accepted however theyt expect the payment on an mid month date of every month. I was killed and revived through CPR in July 2012 and now have to live on SSDI forever. SSDI is financially give to us based on our SSN each month, mine being the third wednesday of each month. I CANNOT PAY ANYTHING BEFORE THAT DATE!!!! This system does not ever allow the option to change the date to that which works for SSDI Federal goverenment arrangment. I will NEVER be able to make the payment on they day they are requesting. This is a serious failure and I frankly cannot help them out with it at all. What a waste of time and our life. I just have to trash my credit. I quit!
- Kelly Harper
- Great love affirm
- Sarkis Sarkisian
- I am very happy with my Affirm account. Easy to use and even easier to pay my bill when due. I am beyond happy that I signed up with Affirm.
- John Brown-Huggins
- I like the plug-in and convenient, reasonable offers to extend payments. Thanks!
- Garrett “Gary Ganese” Oswald
- worhless, but yuseful, VBARELY!~
- Lunita Johnson
- It's like trying to break in to fort Knox just to see my account and make a payment!
- Chris Farkas
- My phone service provider led me to affirm. I had been doing what I possibly could to improve my credit score. I had never owned an actual unsecured credit card and have lived below a poverty level income my entire life. My bad choices and unresponsible inconsistant payment history to child support and court fees stacked up and left me with a 421 credit score. Now due to my responsible payment scedule to my debts and paying off anything I could find I was owing to and maintaining an effort to reduce the two giant debts to child support and court fees. Affirm recognized my efforts. At first I could only pay full amounts for my new phones. Then Affirm began a line of credit that increased as I made every payment on time and paid in full. Now Affirm has helped me buy tools for my trade. An air conditioner for my apartment. And as I made these payments Affirm reported them to the credit reporting agencies. I am proud to say after only 2 years of responsible payments to items financed by Affirm my credit score has gone from 421 to 633. Thankyou Affirm for making a difficult goal of despair an attainable goal by giving me the opportunity to show that I am as responsible as the next guy. Now I am a firm believer in Affirm and plan to make it to a level of credit that will enable me to purchase a new car or small property without a giant down payment and interest. Ty Affirm.
- Dora Kroese
- Best service.
- Raye Phi
- hate it! I had to log on and on and on
- Yash Shah
- Love having this on my browser. It shows me my Affirm limit, gives me monthly plan options, and lets me shop smarter by pointing me to stores with special Affirm financing. It’s like having Affirm built right into shopping.
- Weien Wang
- This extension rules, love the latest update
- Nicholas Bottone
- This extension makes shopping way easier. I can see my spending limit, check my monthly payments, and even find stores running special Affirm deals like 0% APR. Love that I can grab an Affirm card directly and just pay over time.